Used tractors and farm kit from UK dealers

Every machine. Priced per month.

Tractors, loaders and implements from dealers' yards, with the monthly cost shown up front. New farms, contractors and older kit welcome.

Finance arranged by CW Asset Finance, an Appointed Representative of Rural Finance Limited, authorised and regulated by the FCA.

What can I afford?

£400/month

That's a machine up to about £15,800 +VAT

The VAT is your deposit, then 48 monthly payments with no VAT on them, at an illustrative rate

Browse by machine

Browse by region

Just in

Checked overnight from dealers' own websites, first seen from 31 October

Dealer finance said no? Talk to us.

We're a broker, not a lender. That means we can go to more than one finance company, including ones that look at older machines, new businesses and patchy credit.

Get approved

  • New farm businesses
  • Contractors
  • Machines 15+ years old
  • Private and auction buys

How it works

  1. 1

    Get your budget

    A two minute form. A broker calls back with what you can borrow and the deposit you'd need.

  2. 2

    Pick your machine

    From our listings, or anywhere else: a dealer, an auction or a private sale.

  3. 3

    We do the paperwork

    We deal with the seller and the lender. You arrange collection and get to work.

Questions about farm machinery finance

Can a new or start up business get finance?

Yes. We work with lenders who finance start ups, sole traders and partnerships as well as limited companies, so a short trading history does not rule you out. Call or apply and we will tell you where you stand.

How is the monthly price worked out?

Every listing shows an illustrative monthly payment on business hire purchase over 48 months, with the VAT paid as the deposit. Your actual rate depends on your business, the machine and the lender.

Who do I buy the machine from?

From the dealer. Every listing links to the dealer's own advert. We arrange the finance, and the lender pays the dealer when the agreement starts.

Can I finance an older machine?

Often, yes. Several of our lenders take machines 15 years old or more, and private and auction purchases can be financed too.

How up to date is the stock?

Every listing is checked against the dealer's own website every night. Machines come off as soon as the dealer marks them sold or takes them down.

Are you a lender?

No. Tractor Monthly is a trading style of CW Asset Finance, a credit broker. We work with a panel of lenders and are paid commission by the lender when an agreement completes.

For machinery dealers

List your stock free. We send you approved buyers.

Your stock updates every night from your own website. Every listing links back to you, and buyers arrive with their finance already lined up.

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